BITCOIN UNIT OF ACCOUNT
3060 TI BITCOIN MINING
GRAYSCALE BITCOIN TRUST EXPENSE RATIO
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Description and Eligibility
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Constitution : |
Individuals
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Party Relations : |
All Loans require one additional co-borrower who is blood relative (Blood relative means Father, Mother, Spouse, Son etc. Brother to be considered only if staying in joint family. Sisters and unmarried daughters to be strictly avoided)
Wherever profile is risky, company may ask for Guarantee of competent Individual/Firm
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Age Criterion : |
Entry Age for Borrower: 22 Years (Should be working from last two years minimum) Maximum Age :
For Salaried not exceed 60 years or retirement age +1
For Govt. Servants having pensionable Job- 70 Years
For Self Employed 65 Years
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Resident Status : |
All Indian Residents Salaried, Self Employed Professionals (SEP's) and Self Employed NON Professionals
NRI's: As per company Policy
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Net Income : |
Min. Declared Income of Rs. 8500.00 per Month i.e. Rs. 1.02 Lacs per annum (Any Deviation to this as per matrix)
For No Income profiles, basis actual business visit.
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Loan Amount : |
Min.: Rs. 8.00 L
Max.: Rs. 25.00 L
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Tenure : |
For Salaried: Min 1 Yr. & Max. 20 Yrs.
For SEP/SENP: Min. 1 Yr. & Max. 15 Yrs.
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Security Type : |
Residential Bungalow, Flat, Apartment, NA Plot on which construction is proposed
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LTV |
Maximum 80% of Agreement Value + Stamp Duty + Registration
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Rate of Interest |
From 12.00% to 15.00% for Home Loan and from 13.50% to 17.00% for Home Extension. Separate Rate grid will be circulated from time to time.
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US DOLLAR TO BITCOIN
COTIZACION DEL BITCOIN EN TIEMPO REAL24 REAL TIME BITCOIN PRICE
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Description and Eligibility
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Constitution |
Individuals
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Party Relations |
All Loans require one additional co-borrower who is blood relative (Blood relative means Father, Mother, Spouse, Son etc. Brother to be considered only if staying in joint family. Sisters and unmarried daughters to be strictly avoided)
Wherever profile is risky, company may ask for Guarantee of competent Individual/Firm
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Age Criterion |
Entry Age for Borrower: 22 Years (Should be working from last two years minimum) Maximum Age :
For Salaried not exceed 60 years or retirement age +1
For Govt. Servants having pensionable Job- 70 Years
For Self Employed 65 Years
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Resident Status |
All Indian Residents Salaried, Self Employed Professionals (SEP's) and Self Employed NON Professionals
NRI's: As per company Policy
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Net Income |
Min. Declared Income of Rs. 8500.00 per Month i.e. Rs. 1.02 Lacs per annum (Any Deviation to this as per matrix)
For No Income profiles, basis actual business visit.
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Loan Amount |
Min.: Rs. 3.00 L
Max.: Rs. 15.00 L
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Tenure |
For Fresh Loan: Min 1 Yr. & Max. 10 Yrs.
For Existing Loan Customers: Min. 1 Yr. & Max. 10 Yrs. or remaining Tenure which ever is low
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Security Type |
Residential Bungalow, Flat, Apartment, NA Plot on which construction is proposed
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LTV |
Maximum 80% of MV. BT can be done only post 12 months seasoning with existing Financer. TopUp Loan cannot be more thean 25% of the Balance Loan Amount.
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Rate of Interest |
From 12.00% to 15.00% for Home Loan and from 13.50% to 17.00% for Home Extension. Separate Rate grid will be circulated from time to time.
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CASH APP SELL BITCOIN
3.0 BITCOIN
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Description and Eligibility
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Constitution |
Individuals
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Party Relations |
All Loans require one additional co-borrower who is blood relative (Blood relative means Father, Mother, Spouse, Son etc. Brother to be considered only if staying in joint family. Sisters and unmarried daughters to be strictly avoided)
Wherever profile is risky, company may ask for Guarantee of competent Individual/Firm
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Age Criterion |
Entry Age for Borrower: 22 Years (Should be working from last two years minimum) Maximum Age :
For Salaried not exceed 60 years or retirement age +1
For Govt. Servants having pensionable Job- 70 Years
For Self Employed 65 Years
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Resident Status |
All Indian Residents Salaried, Self Employed Professionals (SEP's) and Self Employed NON Professionals
NRI's: As per company Policy
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Net Income |
Min. Declared Income of Rs. 8500.00 per Month i.e. Rs. 1.02 Lacs per annum (Any Deviation to this as per matrix)
For No Income profiles, basis actual business visit.
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Loan Amount |
Min.: Rs. 2.00 L
Max.: Rs. 15.00 L
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Tenure |
For Fresh Loan: Min 1 Yr. & Max. 10 Yrs.
For Existing Loan Customers: Min. 1 Yr. & Max. 10 Yrs. or remaining Tenure which ever is low
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Security Type |
Residential Bungalow, Flat, Apartment, NA Plot on which construction is proposed
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LTV |
Maximum 75% of the market Value, on existing loans we can extend loan only after 12 months seasoning and combined exposure should not cross 85% of LTV. In case of furniture Loan on Ready possession properties, maximum LTV can be considered as 90%.
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Rate of Interest |
From 12.00% to 15.00% for Home Loan and from 13.50% to 17.00% for Home Extension. Separate Rate grid will be circulated from time to time.
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ADVANTAGE OF BITCOIN GOLD
ALISON NATHAN BITCOIN
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Description and Eligibility
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Constitution : |
- Individuals
- Proprietorship Company
- Partnership Company
- LLP Company
- Pvt. Ltd. Company
- Public Limited Company
- Trust
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Party Relations : |
Guarantee of some competent Individual/Firm is required where Borrower is Individual
Wherever Borrower is Firm, we need to seek Guarantee of Partners/Directors/Trustees as per constitution
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Age Criterion : |
For Individuals: Same as HF
For Firm/Companies: Should be in existence for more than 3 years
For Guarantee: Same as HF
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Resident Status : |
For Indian Companies as per Constitution
Guarantee of NRI's as per Deviation
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Net Income : |
Min. Declared Income of Rs. 12000.00 per Month i.e. Rs. 1.44 Lacs per annum (Any Deviation to this as per matrix)
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Loan Amount : |
Min.: Rs. 8.00 L
Max.: Rs. 50.00 L
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Tenure |
For Individuals : Min 1 Yr. to 7 Yrs.
For Companies : Min. 1 Yr. to 10 Yrs.
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Security Type |
- Residential Premises of any kind
- Commercial Property like Shop, Office premises etc.
- NA Property (LTV to be restricted to 45%, may consider 50% for fenced properties)
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LTV |
- Self Occupied Residential Properties: 70%
- Self Occupied Commercial Properties: 60%
- On Rent out properties: 5% additional margin
- Lease Hold Residential properties: 70%
- Open NA Land (Unfenced): 40%
(Fenced) : 50%
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Rate of Interest |
From 12.00% to 15.00% for Home Loan and from 13.50% to 17.00% for Home Extension. Separate Rate grid will be circulated from time to time.
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